For Buyers

Buyer Intelligence Center

Professional-grade tools to help you make the most informed home purchase decision of your life.

Calculate your complete monthly housing cost including taxes, insurance, HOA, and PMI.

Discover your maximum purchase price based on your income, debts, and down payment.

Explore median prices, school ratings, and lifestyle data for South Florida communities.

Understand the true total cost of homeownership beyond the mortgage payment.

Compare the financial impact of renting versus buying in today's South Florida market.

Affordability Estimator

Annual Household Income: $120,000

Monthly Debts (car, student loans): $500

Estimated Max Purchase Price

$343,598

Max housing payment (28% rule)$2,800/mo

DTI-based max payment$3,800/mo

Monthly Rent: $2,800

Home Purchase Price: $500,000

Down Payment: 20%

Monthly Rent

$2,800

Monthly Buy Cost

$3,266

Buying costs $466/mo more — but builds equity!

Homeownership builds equity over time. South Florida has historically seen strong appreciation, though past trends don't guarantee future results.

Tex will guide you through every step — from pre-approval to closing — with honest advice and local expertise.